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Qualified Small Business Stock

This guide has been updated for OBBBA

Qualified small business stock (QSBS) is a term that refers to stock shares, subject to special capital gains tax rules, in a qualified small business. Learn how the IRS treats QSBS taxes here.

Overview

  • Definition
    • C-corporation
    • Does not apply to S-Corp stock 
    • Assets not more than $50M when stock issued
    • Meets “active business requirement”
  • Sec 1202 Treatment – Is not elective
  • Depending on when stock issued:
    • Holding requirements: 3, 4 or 5 Years
    • Gain Exclusion: 50%, 75% or 100%
  • Maximum tax: 28% on 50% & 75% non-excluded gain
  • AMT: 7% of the excluded amount treated as a preference for stock issued before 9/27/2010: no AMT preference for stock issued after that date
  • Investor Exclusion Limitations – cannot exceed:
    • $10 million ($5M if MS) or 10 times basis
    • Post 7/4/2025: $15 million ($7.5 if MS) or 10 times basis
  • May apply to gain from pass-throughs that sold QSBS stock
  • Rollover to another Sec 1202 – within 60 days

  o  Pub 550 – Investment Income

  o  IRC Section 1202

  o Form 8949 – Sales and Other Distributions of Capital Assets  

California Differences - Qualified Small Business Stock

California does not allow an exclusion or deferral of gain from the sale of small business stock for sales after December 31, 2012.  

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