It is possible to do rollovers after reaching the required minimum distribution (RMD) age. Learn more about how this option works below.

As noted, rollovers can be made even after the year a taxpayer reaches the age (72; 70-1/2 prior to 2020) when minimum distributions must begin. However, the RMD requirements continue to apply. The amount required to be distributed under the RMD rules cannot be rolled over (TRA ’86).

2020 RMD - The CARES Act(Act Sec 2203(a)) modified IRC Sec 401(a)(9) and waived the 2020 required minimum distributions (RMDs) from defined contribution plans and IRAs.